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There is a year in most companies when revenue grows properly for the first time, and everybody ends it more tired than they started it. Nothing went wrong. The orders came in, the work got done, the numbers were good. It simply took more of everything to produce them. More people, more hours, more of the owner. That year feels like success and prices like risk. Scalability is one of six areas that decide what a company is worth, and it is the one most often confused with gro

Most owners find out what their company is worth at the worst possible moment. A buyer sends an indication. A bank asks for a valuation before extending the facility. A co-shareholder wants out and needs a number. Suddenly the number exists, and it is rarely the number the owner had in his head. The gap between those two numbers is almost never a matter of opinion. It is the accumulated result of decisions taken over ten or fifteen years. Most of them were sensible at the tim

Passend zum Beitrag "Ungleichheit bei Vorsorge; Frauen haben zu wenig in der Pensionskasse" von SRF vom April 2023, haben sich die Expertinnen Bente Roth, Vermögensberaterin Finanzweg, Désirée Dosch, Finanzexpertin Alvicus und Olga Miler, Finanzexperin Smartpurse Fragen rund ums Thema Altersvorsorge beantwortet. Es wurden viele gute Fragen wie folgende gestellt und beantwortet: Wenn man beim Erreichen des AHV-Alters noch minderjährige bzw. in Ausbildung stehende Kinder hat, f